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What is retirement age?

What Is Retirement Age?

Do not let society do your thinking for you. When you begin thinking for yourself, new, exciting and unforseen doors will open.

It’s an excellent question! And, it has many different answers for many different people. The short answer is, retirement age is as soon as you can afford to retire. Society has conditioned us to believe we have to be in our 60’s or 70’s in order to retire. That’s just simply not true anymore. It’s all relative. Relative to the decisions you make and actions you take. 

It's more important to grow your income than cut your expenses. It's more important to grow your spirit than cut your dreams. ~Robert Kiyosaki
It’s more important to grow your income than cut your expenses. It’s more important to grow your spirit than cut your dreams. ~Robert Kiyosaki

It’s your life. Don’t let someone tell you that you have to spend “X” amount of years building someone else’s dream if that isn’t your true choice. Robert Kiyosaki said, “You are either building your dream or you are building someone else’s.” It’s totally up to you. Think for yourself here. Things will turn out much better than if you let someone else make your thoughts and decisions for you.

According to Ubersuggest, 50,000 people search Google each month in an effort to answer this very question, “What is retirement age?”. Why? Because we are conditioned from the time we are very small to believe we have work for a certain number of years before we get to enter into a “traditional” retirement. That is bullshit! I just wish I would have come to this realization many years earlier. 

Even all of the results on the first page of the Google SERP’s for this question revolve around Social Security and working for a company for many years. I can’t help but wonder how long it will take before Google begins helping people understand they no longer have to make a deal with the devil for twenty, thirty or forty years. Afterall, Google and their subsidiary, Youtube are directly responsible for creating thousands upon thousands of newly minted Internet millionaires and yet, they are still pimping old-school information. Doesn’t make much sense, does it? 

If you are still young when you are reading this, congratulations. I hope this is an eye-opener that enables you to spend more time with your loved ones earlier in life than you had initially planned.

What Is Retirement Age In The United States?

The person who says it cannot be done should not interrupt the person doing it
The person who says it cannot be done should not interrupt the person doing it

The United States Military offers a twenty year retirement. You can join the United States Air Force at seventeen years old and retire at age thirty-seven. Federal law enforcement jobs require agents and officers to retire by age fifty-seven. My Uncle Harold worked as an Aircraft Engineer for Cessna for over forty years before he got to retire. That is very commendable but it is also one hell of a lot of time away from your family and friends. After all, your loved ones are why you are working in the first place, right?

In this blog post, I talked about how Nathan was halfway to a nice retirement from the United States Federal Government. He had been in the Air Force for ten years. He was halfway there. But, he got side-tracked. He started an affiliate marketing business in the evenings and on the weekends. He made over $700,000 with that business in 2018. Obviously, it didn’t make sense for him to stick around the Air Force for another ten years. He probably would have made somewhere right around that number in the next ten years he spent on his way to retirement. Is he retired? I don’t know. He still works. When he wants to. He now goes through life without an alarm clock and enjoys six Saturday’s and a Sunday each week for the most part. He sure as hell isn’t worried about an asshole boss anymore. Asshole bosses are a thing of the past for ol’ Nathan these days. 

What’s The Earliest Retirement Age?

As we discussed above, you can retire out of the US Military at thirty-seven. That’s probably the earliest in many people’s minds. 

You are one decision away from totally changing your life. ~Tony Robbins
You are one decision away from totally changing your life. ~Tony Robbins

Seven-year-old Ryan earned $11 million dollars in 2017, reviewing toys on Youtube. He went on to earn another $48 million bucks on top of that the two years following. He’s still reviewing toys. His mom quit her high school teaching job because of the success. Ryan is now ten years old and still working at making these videos but do you think he is “retired”? I sure as hell do!

The Digital Age has changed absolutely everything as we know it. When a seven-year-old can become famous on Youtube and knock down tens of millions of dollars in the process, all bets are off. 

And, you know what? Some will read this and poo-poo it away with “he was lucky” or “they could never do it” or whatever. And, they won’t. Do you know why? Mindset. If your mindset is F’d up, you are destined to keep plugging away at your J-O-B (Just Over Broke). Zig Ziglar called it “Stinkin’ Thinkin’.” Henry Ford said, “Whether you think you can or you think you can’t, you’re right.”

If you believe in yourself and are willing to bust your ass day-in and day-out for several years, you too can do what many others are doing all around you. If it’s easier for you to just keep getting bounced out of bed by an pain-in-the-ass alarm clock and go have someone tell you how to spend your time in cube-hell, well, that’s still an option for you too.   

When The Student Is Ready The Teacher Will Appear

"Too Busy" is a bullshit excuse. We all make time for the things that are truly important to us.
“Too Busy” is a bullshit excuse. We all make time for the things that are truly important to us.

You know what’s funny? Not funny ha-ha, funny strange/interesting? I first saw the Internet in 1995. I got really excited about it. I knew it had absolutely huge potential for me and every single other person in the world. And yet, I sat there and did nothing to capitalize on it, to begin with. Eventually, I began to dabble but dabble was about as far as I took it. You know, stick my toe in the water, splash it around a bit and then put my sandal back on and walk to the next set of shiny keys. I wasn’t serious. I hadn’t made a conscious decision to make it happen, no matter what. I hadn’t set out to make my trek through The Chasm. 

Over that twenty-five year period, I have read many books about self-made millionaires, thanks to the coming of The Digital Age. My bookshelves are chock-full of those books. I read them all cover-to-cover and yet, I still didn’t ACT! I didn’t take the action necessary to create the same type of success I kept reading about. I totally knew it was possible. It was being done over and over, right before my very eyes. And yet, I still didn’t do what I needed to do. 

Then, one day, it occurred to me that my “traditional” retirement from my J-O-B was coming up quickly and I needed to figure out exactly where I was at financially. Just about everyone I know has gone straight to another job after their retirement. Now, I don’t know if you have ever read the definition of the word “retirement” or not, but taking another job sure as hell ain’t part of it! My vision of retirement involves spending massive chunks of time on various bodies of water with those that I love. Taking another J-O-B doesn’t enter into the equation whatsoever. 

According to the nice lady over at Human Resources, my after retirement income was going to be somewhere in the neighborhood of $1,500 per month less than what I was accustomed to. Well, hell! That information appeared to be trying to screw up my plan for not hopping to another J-O-B. What was I going to do? I didn’t really know for sure but I still had some time to figure it out. 

Do Something!

Business is like a wheelbarrow. Nothing happens until you start pushing. ~Robert Kiyosaki
Business is like a wheelbarrow. Nothing happens until you start pushing. ~Robert Kiyosaki

I needed to do something. I had no idea what exactly but whatever it was, I needed to figure it out within the coming three years. I quickly threw together a little product business on a Shopify store. I didn’t realize it at the time but there were some major problems with that business. The profit margin was low. It was a physical product business (I’m not a big fan of physical products in comparison to digital products and services). I was having a hell of time learning how to market it. 

While trying to figure out the marketing aspect, I stumbled across Nathan who I mentioned earlier at the beginning of this blog post. My bullshit detector is finely tuned and it wasn’t going off with what Nathan was saying. He and I had quite a bit in common and he had done what I needed to do. He had done it by way of affiliate marketing. I could almost hear the angels singing. I had found my calling. 

As I was learning the affiliate marketing business, I learned it usually takes somewhere between two and five years to get it going. Two to five years of lots of hard work with no sign or guarantee of success whatsoever. I call this “The Chasm.” 

I made my decision right then and there. I had three years to get it all figured out. Or, at least get it figured out to a $1,500 per month level anyway. It was either that or I was going to have to start giving additional consideration to going to another J-O-B after I retired. I absolutely detested that idea. I was all in!

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